Check loan eligibility

Loan eligibility is determined by parameters such as your monthly income, age, credit score, fixed monthly financial responsibilities, credit history, retirement age, and so on. Using D2Finserv Expert team Services, you may have piece of mind knowing all the information regarding your loan.

Loan Eligibility Criteria

• Present Age and Remaining Working Years: The age of the applicant plays a major role in determining home loan eligibility. The maximum loan term is generally capped at 30 years.
• Age Limit for Salaried Individuals: 21 to 65 years .
• Age Limit for Self-Employed Individuals: 21 to 65 years.
• Minimum Salary: ₹10,000 p.m.
• Minimum business income: ₹2 lac p.a.
• Maximum Loan Term: 30 years.
• Financial Position: The present and the future income of applicant(s) has a significant impact on determining the loan amount.
• Past and Present Credit History and Credit Score: A clean repayment record is considered positive.
• Other Financial Obligations: Existing liabilities such as a car loan, credit card debt, etc.